Make a house 

YOUR home.

WHAT OUR CUSTOMERS SAY

Get your mortgage right here at 

Mountain Star 

Federal Credit 

Union

We provide solutions for all of your mortgage needs. From purchase to refinance, we offer programs to help Mountain Star Federal Credit Union members finance their home. 

Now may be the perfect time to purchase the home of your dreams or refinance your current mortgage to save money!

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About your mortgage options

We provide solutions for your unique mortgage needs. From purchase to refinance, we offer programs to help you achieve your home financing goals.

Complete Suite of 
Mortgage Programs

We offer a complete suite of mortgage programs including conventional and government loan options.

Low Down Payment Programs

Many of our loan programs offer flexible down payment requirements to make buying a new home more affordable.

Competitive Rates 
and Closing Costs

Our mortgage rates are constantly changing so that we can stay competitive in the industry. We also keep our closing costs low to help you save money.

Easy Online Application

Our easy online mortgage application allows you to apply whenever works best for your schedule from virtually anywhere.

Full Team of Mortgage Experts

We are backed by a full team of mortgage experts to walk you through the mortgage process from application to closing.

Purchase or Refinance

Whether you're looking to purchase a new home or refinance your existing mortgage loan, we're here to help you with every step.

The Pricing Plan

Reinforce the reason why people use your product. Lead into the value of each plan before they proceed with their choice.

All plans include the following features as a standard of our product.

Let us help make your dream house a reality.
Start your mortgage loan application today to begin the process of getting into the home of your dreams!

If you have questions and want to talk about your specific situation, call our expert Mortgage Consultant from Member First Mortgage today:

Mortgage Consultant

Ready to Get Started?

If you have questions and want to talk about your specific situation, call our expert Mortgage Consultants from Member First Mortgage today:

Mortgage Consultant

Ready to Get Started?

*NOTICE: Available to all pre-qualified borrowers using a conventional loan program on purchase loan applications. Valid for 90 days from date of prequalification. Prequalification letter must be dated no later than 7/31/2023 and loans must close by 12/31/2023. Closing cost discount will not be applied until the time of closing on the appropriate closing documents. All loans are subject to credit and property approval. Eligibility, terms and conditions are subject to change and may vary based on borrower creditworthiness, qualification, and collateral conditions. This is not a commitment to lend. Denise Dixon, NMLS #1295994, is authorized to act as agent of Mountain Star Federal Credit Union (2229 E Yandell, El Paso, TX 79903  | 915-544-2215 | NMLS ID: 1490205) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). Equal Housing Opportunity.

*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Member First Mortgage, LLC is a partner of Mountain Star Federal Credit Union. Mountain Star Federal Credit Union: 2229 E Yandell, El Paso, TX 79903  | 915-544-2215 | NMLS ID: 1490205. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | 866-898-1818 | NMLS ID: 149532 | Equal Housing Opportunity.  

For the Texas Mortgage Banker Complaint/Recovery Fund Notice, please visit the Member First Mortgage, LLC licensing website.

*NOTICE: Available to all pre-qualified borrowers using a conventional loan program on purchase loan applications. Valid for 90 days from date of prequalification. Prequalification letter must be dated no later than 7/31/2023 and loans must close by 12/31/2023. Closing cost discount will not be applied until the time of closing on the appropriate closing documents. All loans are subject to credit and property approval. Eligibility, terms and conditions are subject to change and may vary based on borrower creditworthiness, qualification, and collateral conditions. This is not a commitment to lend. Denise Dixon, NMLS #1295994, is authorized to act as agent of Mountain Star Federal Credit Union (2229 E Yandell, El Paso, TX 79903  | 915-544-2215 | NMLS ID: 1490205) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). Equal Housing Opportunity.

*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. This is not a commitment to lend. Additional restrictions may apply. Member First Mortgage, LLC is an affiliate of Mountain Star Federal Credit Union. Mountain Star Federal Credit Union: 2229 E Yandell, El Paso, TX 79903  | 915-544-2215 | NMLS ID: 1490205. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | 866-898-1818 | NMLS ID: 149532 | Equal Housing Opportunity.  

Denise Dixon is authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access.

For the Texas Mortgage Banker Complaint/Recovery Fund Notice, please visit the Member First Mortgage, LLC licensing website.

Make a house 

YOUR home.

Let us help make your dream house a reality.
When you finance your home through Mountain Star Federal Credit Union, you get friendly, local service backed by a team of mortgage experts.

*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Member First Mortgage, LLC is a partner of Mountain Star Federal Credit Union. Mountain Star Federal Credit Union: 2229 E Yandell, El Paso, TX 79903  | 915-544-2215 | NMLS ID: 1490205. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | 866-898-1818 | NMLS ID: 149532 | Equal Housing Opportunity.  

For the Texas Mortgage Banker Complaint/Recovery Fund Notice, please visit the Member First Mortgage, LLC licensing website.